Bank of South Texas

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

How to Deposit Cash: Local Banks, ATMs, and Online Banks

If you need to deposit cash into your bank account, you have several options, including your local bank branch or an ATM that accepts deposits. While it isn’t possible to make deposits directly to …

Are Banks Easing Up on Mortgage Standards?

Lender constraints on mortgage availability have been a major obstacle for the housing market recovery. Is that about to change? 

Why Banks Ask for a Personal Guarantee Before a Loan

It’s a common scenario: You have a thriving business, and it’s doing so well that you believe it’s time to expand. That expansion requires more money, and, of course, increases your risk of failure. But you have studied your options, talked with advisors, and everyone agrees it’s a smart and potentially lucrative move. Your bank …

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

Why does the bank want to give me a bigger mortgage?

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

what must banks do to extend services?

What role must banks play in ensuring that 'ATM deserts' where people struggle to access cash do not become more widespread?

Banks Frustrate Consumers Who Crave a Personal Experience

There's a disconnect between consumer expectations and the experience banks deliver. Banks think they are personal, but consumers disagree.

Satisfaction Scores Doubling For Banks That Get Personal

When banks provide personal attention, key satisfaction indicators skyrocket. But many retail financial institutions are missing the mark.

To Bank or Not to Bank? Is THAT the real question?

The issue for couples is less whether or not they should have a bank account but how they should approach the day-to-day management of their money.

Should I Get My Mortgage Through A Mortgage Lender or a Bank?

When it comes time to purchase a home you may ask should I get my mortgage though a Mortgage Lender or a Bank? So whats the difference and the advantages of each?

Why More Banks May Start Offering a 3% Down Mortgage

The nation's largest mortgage firms plan to once again buy loans where the borrowers put as little as 3% down.

How much income will banks look for when considering my mortgage?

Q&A: Plan to rent a room or set up home office unlikely to increase mortgage offer